Best Travel Reward Credit Cards

This card lists the best travel reward credit cards outside of travel portals. If you are willing to consider cards that require you to book through their travel portal, then click here. The best price is often found outside of travel portals.

Some credit cards have a very broad travel category that includes gas, parking, public transit, and more. Some credit cards have a very narrow category that only includes travel booked directly through a hotel or airline. We list a summary of the travel category’s scope for each card in the table below.

All Travel Reward Credit Cards

Card NameTravel Reward Rate (%/Points)Travel TypesApproximate Cent-per-point ValueCard Summary
Capital One Savor1%1.7Best for massive dining and entertainment spenders.
Capital One SavorOne1%1.73% back in a broad number of categories.
Chase Sapphire Preferred2.1XBroad travel category.2The CSP is great for restaurants and okay for travel.
Chase Sapphire Reserve3XBroad travel category.2The CSR is best for frequent travelers willing to use a travel portal.
Citi Custom Cash5%Includes airline, hotel, cruise line and travel agency purchases15% back in your top of pre-selected categories, for up to $500 in purchases per month. Quite versatile.
Wells Fargo Autograph Journey3XIncludes timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Flights and hotels have a higher 4X and 5X reward, respectively.1A good mid-range credit card.
Wells Fargo Autograph3XIncludes airline, hotel, cruise line and travel agency purchases13X back in a broad number of categories.