Chase is known for its “trifecta”, or the pairing of at least one Chase Sapphire card (the Sapphire Reserve or Sapphire Preferred) with two other Chase cards. With one of the Sapphire cards, you can maximize the points earned with other cards by transferring them to other partners or using other reward-enhancing techniques.

You do not necessarily need exactly three Chase cards to maximize your rewards potential. Depending on your needs (and your tolerance for additional cards), it may be better to only have one Chase card, or to have more than three. Your mileage will vary!

All Chase Cards

Card NameAnnual FeeApproximate Current Sign Up Bonus ValueCard Summary
Chase Sapphire Preferred$95$750The CSP is great for restaurants and okay for travel.
Chase Sapphire Reserve$550$900The CSR is best for frequent travelers willing to use a travel portal.